:root{--bg:#f6f8fb;--card:#fff;--text:#18202a;--muted:#5d6774;--line:#dde3ea;--accent:#0f6c5b;--accent2:#e8f5f1;--danger:#8a3b12;--max:1080px}*{box-sizing:border-box}html{background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}body{margin:0;line-height:1.55}a{color:inherit}.site-header{border-bottom:1px solid var(--line);z-index:10;background:#fff;position:sticky;top:0}.nav-wrap{max-width:var(--max);justify-content:space-between;align-items:center;gap:24px;margin:auto;padding:15px 22px;display:flex}.brand{letter-spacing:-.02em;white-space:nowrap;font-weight:800;text-decoration:none}.site-header nav{flex-wrap:wrap;gap:22px;display:flex}.site-header nav a{color:var(--muted);white-space:nowrap;font-size:.95rem;font-weight:600;text-decoration:none}.site-header a:focus-visible,.primary-button:focus-visible,.segmented button:focus-visible,.field input:focus-visible,.field select:focus-visible{outline-offset:2px;outline:3px solid #0f6c5b40}.page-shell{max-width:var(--max);margin:auto;padding:52px 22px 72px}.hero{max-width:780px;margin-bottom:32px}.hero.compact{margin-bottom:26px}.eyebrow{color:var(--accent);text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px;font-size:.84rem;font-weight:800;display:inline-block}h1{letter-spacing:-.045em;margin:.15em 0 .3em;font-size:clamp(2rem,6vw,4rem);line-height:1.02}h2{letter-spacing:-.025em;margin:2rem 0 .75rem;font-size:1.55rem}h3{margin:1.2rem 0 .4rem;font-size:1.1rem}p{color:var(--muted)}.hero p{max-width:700px;font-size:1.15rem}.calculator-card{background:var(--card);border:1px solid var(--line);border-radius:20px;max-width:760px;padding:26px;box-shadow:0 10px 30px #1122330d}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.field{gap:7px;display:grid}.field label{font-size:.92rem;font-weight:700}.field input,.field 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18px;font-size:.94rem}.trust-box details{margin-top:8px}.trust-box summary{cursor:pointer;font-weight:700}.content{max-width:760px}.content ul{padding-left:1.2rem}.related{max-width:900px;margin-top:42px}.link-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;display:grid}.link-grid a{border:1px solid var(--line);background:#fff;border-radius:12px;justify-content:space-between;padding:14px 15px;font-weight:700;text-decoration:none;display:flex}.affiliate-slot{background:#fbfcfd;border:1px dashed #aeb9c5;border-radius:14px;margin-top:18px;padding:17px}.affiliate-slot small{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:800;display:block}.site-footer{color:#fff;background:#111a22;padding:46px 22px 24px}.footer-grid{max-width:var(--max);grid-template-columns:2fr 1fr 1fr;gap:30px;margin:auto;display:grid}.site-footer p,.site-footer a{color:#b9c1c8}.site-footer a{margin-top:7px;text-decoration:none;display:block}.footer-note{max-width:var(--max);border-top:1px solid #29343e;margin:38px auto 0;padding-top:20px;font-size:.84rem}.callout{color:#5e4618;background:#fff7e9;border:1px solid #eed6a7;border-radius:14px;margin:18px 0;padding:16px 18px}.home-grid{grid-template-columns:1.2fr .8fr;align-items:start;gap:22px;display:grid}.category-card{border:1px solid var(--line);background:#fff;border-radius:18px;padding:20px}.category-card a{border-bottom:1px solid #eef1f4;justify-content:space-between;padding:11px 0;font-weight:700;text-decoration:none;display:flex}.category-card a:last-child{border-bottom:0}.calculator-note{color:var(--muted);margin:14px 2px 0;font-size:.9rem}.primary-button{background:var(--accent);color:#fff;font:inherit;cursor:pointer;border:0;border-radius:12px;margin-top:20px;padding:13px 18px;font-weight:800}.primary-button:disabled{opacity:.55;cursor:not-allowed}.form-error{color:#a33a22;margin:14px 0 0;font-weight:700}@media (max-width:760px){.nav-wrap{padding:12px 16px 8px;display:block}.brand{margin-bottom:9px;display:block}.site-header nav{scrollbar-width:none;flex-wrap:nowrap;gap:18px;padding:0 0 8px;display:flex;overflow-x:auto}.site-header nav::-webkit-scrollbar{display:none}.page-shell{padding:30px 16px 56px}.form-grid,.result-grid,.link-grid,.home-grid,.footer-grid{grid-template-columns:1fr}.calculator-card{padding:18px}h1{font-size:2.35rem}.result-main{font-size:1.8rem}.segmented{gap:6px}.segmented button{padding:9px 11px}}.hub-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;max-width:900px;margin:24px 0 42px;display:grid}.hub-card{border:1px solid var(--line);background:#fff;border-radius:18px;padding:20px;text-decoration:none;display:block;box-shadow:0 8px 24px #1122330a}.hub-card strong{font-size:1.15rem}.hub-card p{margin:.45rem 0 .8rem}.hub-card span{color:var(--accent);font-weight:800}.hub-card:hover{border-color:#b8c9c3;transform:translateY(-1px)}@media (max-width:760px){.hub-grid{grid-template-columns:1fr}}